Health Insurance in the Philippines

If you want to stay long term in the Philippines you should have a health Insurance. If you are below 60 years of age and if you travel to your home country al least once every two or three years, you can easily be covered by one of those time limited (3-5 years) but long term travel insurance plans available from some international insurance company as well as domestic companies in your country.

You should take in consideration, that you can easily pay for out patent care in the Philippines by yourself. Only in patient hospital charges for operations, xray, CTC or what ever can quickly overshoot your budget.
So you should maybe look for an insurance company whose insurance plan concentrates on hospital charges and leaves the out patient charges to the patient. The only company with such a plan I know, is the Healthcare International in the Uk! They have an insurance plan called Emergency Plus, which covers only hospital and emergency charges, it has a high deductible, thus, is for emergency only or lets say for people who never get sick and who need an insurance only for emergenies. Click here to download a plan comarison (PDF)!

Health Insurance Companies in the Philippines:

• Pacific Prime
• Phil Health

International Health Insurance Companies:

• Bupa International
• HealtCare International
• Allianz World Wide Care